How VaultOX Works

Cross-border settlement, made institutional.

VaultOX turns fragmented treasury operations into a single workflow. Credential → Settle → Earn. Every step is compliant, auditable, and enforced on-chain.

The Flow

Three steps. One platform.

Step 01

Get Credentialed

On-chain identity

Connect your wallet, submit KYC documents, and receive a Vault Passport — a non-transferable on-chain credential that encodes your tier, jurisdiction, and permissions.

  • Wallet signature auth (no passwords)
  • KYC review by VaultOX admin
  • Credential issued on Solana
  • Three tiers: Standard, Professional, Institutional
Step 02

Settle Cross-Border

Atomic execution

Initiate a USDC settlement with any credentialed counterparty. FX rates lock via SIX Swiss Exchange. Travel Rule data attached. Confirms in ~1.4 seconds.

  • SIX-verified FX rates (mTLS)
  • FATF Travel Rule on every transfer
  • On-chain credential check for both parties
  • Holiday-aware corridor warnings
Step 03

Park & Earn

Compliant yield

Between settlements, park idle USDC in tier-gated yield vaults. Low-risk T-Bills for everyone, higher-risk strategies for higher tiers.

  • T-Bills ~4.2% APY (Tier 3+)
  • Private Credit ~7.8% (Tier 2+)
  • Commodity ~11.4% (Tier 1)
  • On-chain tier enforcement

Why VaultOX

Built for regulated institutions.

On-chain Enforcement

Solana Transfer Hook blocks non-credentialed wallets at the protocol level. Compliance isn't optional.

SIX Swiss Exchange

FX rates from SIX via mTLS authentication. Real TradFi data infrastructure powering DeFi settlement.

Regulatory Reports

FINMA, MiCA, MAS report generation from live data. Audit-ready exports for your compliance team.

Sub-2s Finality

Solana delivers ~1.4s settlement finality. No correspondent banks, no T+2 delays, no intermediaries.

Ready to settle?

Connect your institutional wallet and request a Vault Passport credential to get started.